Finance Options Available Through Derbyshire Specialists Group

Spread the cost with finance

We understand that customers may prefer to pay with finance, so we’ve partnered with established credit brokers, Ideal4Finance, to enable both domestic and commercial customers to spread the cost with monthly payments.

Finance for domestic customers

The following options are available for domestic customers, always subject to the lender’s assessment:

• 0% APR over 12 and 24 months
• 12.9% APR finance over 36, 48, 60 and 120 months

A deposit might be payable, and we will agree this before you begin your application.

You can apply online anytime, and decisions are made quickly. The final decision is based on your individual circumstances, including your personal credit profile, how much you want to borrow and the loan period.

Here is an example of the repayments on a £5000 purchase made over three years with a 20% deposit. Purchase price £5000; deposit amount £1000; total credit £4000; interest rate 12.9% (fixed); loan duration 36 months; monthly repayment £133.23; total repayable £4796.27; total cost £5796.27.

There are risks involved in taking out a loan and you should ensure you can make all payments on time and in full; failure to do so can lead to financial difficulties and have a negative impact on your credit score.

If you’re ready to apply, please click the button below to begin the application process. If you need support with your application, please call Ideal4Finance on 020 3617 4647 (Mon to Fri, 9am to 5pm).

Finance for commercial customers

Ideal4Finance can also arrange finance for commercial customers. As experts in commercial finance, they are ideally placed to arrange a deal on your purchase.

Complete the simple enquiry form and you’ll be contacted by a commercial finance specialist, who will arrange a finance plan based on your individual circumstances and requirements.